My Money Archives - Money Lad

Crisis in Iran: Why Oil Prices Mean Your Energy Bills Could Be Going Back Up

Just when households thought they were catching a break, global events have thrown the UK's energy market into turmoil again. The escalating conflict in the Middle East, specifically the war…

MoneyLad March 8, 2026

My Money

The Side Hustle Sanction: What Happens to Your Benefits If You Start Earning?

Intro:Let's be real, Jobseeker's benefits aren't exactly a king's ransom. So, you're thinking about driving for Deliveroo, selling on Etsy, or doing a bit of freelance work. Smart move. But…

MoneyLad March 7, 2026

My Money

River Island Survives: Court Approves Store Closures in Dramatic High Street Rescue

BREAKING: The High Court has granted River Island emergency powers to close 33 UK stores and slash rents at 71 others, averting immediate collapse but confirming the brutal reality facing…

MoneyLad August 9, 2025

A vibrant street in London with historical architecture and bustling pedestrians.

My Money

Bank of England Cuts Rates to 4%: Mortgage Relief Rolls Out – Full Analysis

The Bank of England (BoE) has slashed interest rates to 4.0% – the lowest since March 2023 – triggering immediate mortgage rate cuts from major lenders. While this delivers relief…

MoneyLad August 9, 2025

My Money

Universal Credit 35-Hour Work Search: Your Survival Guide to Meeting Requirements (Without Burning Out)

(Subtitle: How to Search for a Job 35 hours a week: Structure Your Week, Find Valid Activities & Prove Your Efforts to the DWP) Let's be brutally honest: the requirement…

MoneyLad July 31, 2025

My Money

Bank Failure Survival Guide: The £85k Secret They Don’t Tell You

Why £85,000 is the Maximum You Should Keep in Any UK Bank Account Smart savers know: £85,000 is the magic number. If you've got cash sitting in a UK bank…

MoneyLad July 16, 2025

My Money

My Mortgage Journey & Getting a deal with Adverse Credit 2023

How it started, I have always dreamed of owning my own home, so I would not constantly have a dead money bill each month and to provide financial security for…

MoneyLad June 12, 2023