Cost of living Archives

Crisis in Iran: Why Oil Prices Mean Your Energy Bills Could Be Going Back Up

Just when households thought they were catching a break, global events have thrown the UK's energy market into turmoil again. The escalating conflict in the Middle East, specifically the war…

MoneyLad March 8, 2026

Business & Advice Cost of Living

New Style Jobseeker’s Allowance (JSA) vs. Universal Credit: Which One Should You Claim?

Intro:Alright, let's cut through the confusion. You've lost your job, money is tight, and you're hearing two main names thrown around: "New Style JSA" and "Universal Credit." But what's the…

MoneyLad March 7, 2026

A vibrant street in London with historical architecture and bustling pedestrians.

My Money

Bank of England Cuts Rates to 4%: Mortgage Relief Rolls Out – Full Analysis

The Bank of England (BoE) has slashed interest rates to 4.0% – the lowest since March 2023 – triggering immediate mortgage rate cuts from major lenders. While this delivers relief…

MoneyLad August 9, 2025

My Money

Bank Failure Survival Guide: The £85k Secret They Don’t Tell You

Why £85,000 is the Maximum You Should Keep in Any UK Bank Account Smart savers know: £85,000 is the magic number. If you've got cash sitting in a UK bank…

MoneyLad July 16, 2025

Business & Advice Cost of Living

8 Red Flags & Signs You Are Dealing a Loan Shark UK

In times when finances are pushed and the cost of living is hurting, there are always criminals who will try to take advantage of people, loan sharks are people or…

MoneyLad December 3, 2023

Cost of Living

Can I get a Cold Weather Payment for 2023/2024?

A cold weather payment is a benefit that is paid universally to certain those who claim government claimants and is distributed by the Department for Works and Pensions, whether you…

MoneyLad November 28, 2023

My Money

My Mortgage Journey & Getting a deal with Adverse Credit 2023

How it started, I have always dreamed of owning my own home, so I would not constantly have a dead money bill each month and to provide financial security for…

MoneyLad June 12, 2023

Business & Advice Cost of Living

Energy Prices to fall this summer and forecast going forward to Winter 2023

Ofgem has made its latest announcement on energy price cap changes and thankfully we will start to see a reduction in bills from the 1st of July 2023 for the…

MoneyLad May 31, 2023

Cost of Living

When will UK energy prices go down 2023?

Well, it's been a long time now since energy prices started increasing, in fact the Russian full scale invasion of the Ukraine started on the 22nd of February 2022, so…

MoneyLad April 23, 2023

Cost of Living Money Making Reviews

Do I need to pay a TV License 2023?

Well lads, this is a question that comes up a lot and there is lots of misinformation regarding this subject which I hope to up date you on in this…

MoneyLad April 10, 2023